You are solely responsible for any what is a long-term liability fees (including late, overdraft, return or over limit fees) charged by your card issuer, your bank or the Payee. You are responsible for ensuring that you have adequate available credit for Card Payments or that the funds are available in your bank account for Bank Payments. For Payers, on the Payment Date, we will charge the Card Payment or for Bank Payments, debit the designated bank account for the payment amount. You must provide verifiable bank account information and there must be sufficient available funds to cover the amount of the Bank Payment.
Payment solutions foryour business
Plus, easily access key reports (like profit and loss statements) about the health of your business. Wave’s dashboard organizes your info to show how your business is performing. Want to look more polished, save more time, and conquer cash flow? Just starting your business or looking for the basics? FCAC Complaint Policy – If you have a complaint with respect to the Code of Conduct for the Payment Card Industry in Canada, please review our policy. Developer API Including but not limited to developer.waveapps.com, api.waveapps.com.
Your deposit times may vary based on your financial institution. That is a massive time saver and helps me get paid faster! Except as otherwise provided in the Arbitration Provision, all provisions of this Agreement, notwithstanding the manner in which they have been grouped together or linked, are severable from each other. For the purposes of this section, a written instrument shall expressly exclude electronic communications such as email and electronic notices including facsimiles. Except as otherwise provided in the Arbitration Provision set out herein, this Agreement shall in all respects be governed by and interpreted, construed, and enforced in accordance with the Laws of the state in which you accepted this Agreement. Wave does not have control of, or liability for, goods or services that are paid for with the Payment Service.
Insights by Wave: Get paid faster with automatic payments
Wave Payments is an invoicing platform for businesses.
The term “Communications” means any notice, record, agreement, or other types of information that are made available to you or received from you in connection with the Payment Service or other related services.The decision of whether to do business electronically is yours. You agree to cooperate with us and provide any information that may be reasonably requested by us in our investigation of any cancelled, invalidated or refused payment transactions. When using the Payment Service to make Payments, you may elect to save your Payment information (card information or bank account information, as applicable) for future Payments. When you schedule a payment, you should allow sufficient time for the Payee to receive the Payment by its due date, which will be two (2) to three (3) business days after the Payee has accepted the Payment.
ACH Debit Agreement
- You agree that any such electronic Communications have the same meaning and effect as if we had provided you with paper Communications.
- «Wave makes your life a whole lot easier and takes that worry off you. I’ve tried Quickbooks—it’s a bit more complicated and technical, and takes more time to set up.»
- Most of my clients pay with credit cards using the secure link on the invoice.
- “Most of my clients pay with credit cards using the secure link on the invoice.
- We’ve also provided some simplified wording to summarize some of the key points, but please remember that the Agreement itself is what is legally binding.
- You are solely responsible for any fees (including late, overdraft, return or over limit fees) charged by your card issuer, your bank or the Payee.
The Payment Service enables you to make a payment to a person or entity that uses Wave services (a «Wave User») in accordance with this Agreement. Most of my clients pay with credit cards using the secure link on the invoice. Your invoicing and payment information are connected to Wave’s accounting feature, helping you stay organized. You don’t need to be an accountant to keep your books organized, accurate, and ready for tax time.
We may request that you provide additional information to verify your identity or a Payment. A business day is defined as Monday through Friday, except for legal holidays. If the Payment Date falls on a weekend or U.S. federal holiday, it will be processed the next business day.
If you wish to make payments directly from a bank account, you will be asked to provide your account credentials (including username or account number and password). We will return any cancelled or denied payment to your bank account or your card, as applicable. With Wave, your invoices and payments flow into your accounting records, helping you stay organized and prepared for tax time. Wave lets small business owners like you create beautiful invoices, accept online payments, and make accounting easy—all in one place.
Spend more time on what you love
You’ll need to answer a few questions about your business and provide us with a little more information about yourself in order to get approved to accept online payments. Approval to use online payments is subject to eligibility criteria, including identity verification and credit review. As his is an electronic payment service, if you choose to withdraw your consent to receive electronic Communications, we will no longer be able to provide you with the Payment Service.
- Your deposit times may vary based on your financial institution.
- If the Payment Date falls on a weekend or U.S. federal holiday, it will be processed the next business day.
- «My fav tool for invoicing & accounting is Wave. Easy-to-use. And I love the interface. Check it out!»
- Plus, easily access key reports (like profit and loss statements) about the health of your business.
- We are not liable for any failure to complete a Payer’s Payment on the correct date or in the correct amount, if you provide inaccurate or incorrect information.
- All payments are subject to a risk review and periodic credit risk assessments are done on business owners because we need to cover our butts (and yours).
What if I just want to try Wave to see if it works for my business?
You give Wave the right to resubmit any returned or invalid payments you have authorized and to re-originate the Payment. When you authorize a Card Payment, you authorize us to initiate a payment to the designated Payee through the card. The card must be in the name of the Payer or the person making the payment on behalf of the Payer. By authorizing a Bank Payment, Payer authorizes Wave to electronically debit your bank account for the amount of the Bank Payment.
Over $24 billion in Wave invoices sent each year. 100% secure payments.
«Wave makes your life a whole lot easier and takes that worry off you. I’ve tried Quickbooks—it’s a bit more complicated and technical, and takes more time to set up.» Make bookkeeping and tax time easy with solutions that are affordable, small biz friendly, and—dare we say—fun to use. Not all financial institutions are supported so we can’t guarantee that you will be able to connect an account. Discount applied to the listed monthly price for Wave’s Pro Plan, starting from the date the Pro Plan is purchased and continuing for three monthly payment periods. Visit your dashboard or use your invoicing or accounting features, and click the peach “Upgrade now” button. Then, whenever you’re ready, upgrade to the Pro Plan to unlock even more money management features.
Wave Payments Customers If you’re paying an invoice through Wave’s platform, these terms apply. Wave Advisors If you use our Wave Advisors professional services, these terms apply. This information will only be used for the purposes described in this policy. We will never sell this information to third parties, and will only retain this information for the period necessary to fulfill the purposes outlined in this policy, unless your property taxes a longer retention period is required by law or regulation.
You are solely responsible for any fees charged by your bank or any other third party in connection with your receipt of the returned Payment. Once you initiate a Payment, we cannot assure you that we can stop or cancel the Payment. You must have sufficient funds available through the use of the card to cover what’s the difference between salary vs wage employees the amount of the Card Payment. If the Payer provides incorrect information about a Payee, we are not responsible for the recovery of any funds sent to an incorrect Payee. Wave is not a party to any agreement between a Payer and Payee and any disputes you have with a Payer or Payee are solely between you and the Wave User. Wave acts solely as a third party payment facilitator and processor to Payers and Payees.
Following the offer period, your account will automatically be charged at the listed monthly price until you cancel your subscription. Learn more about changing subscription periods and plan types, and how to cancel your Pro subscription in our Help Centre. Deposits are sent to the debit card linked to your account in up to 30 minutes. Approval is subject to eligibility criteria, including identity verification and credit review. For information on credit card rates, visit the pricing section for details.
Your use of the Payment Service constitutes your agreement to all the terms of this Agreement. Below, you’ll see the terms you’re agreeing to when you use the Wave Payment Service. Congratulations on being the sort of person who reads legal terms of service.